Thursday, November 6, 2014

A Good Place To Start A Real Alternative To Affordable Healthcare

Repeal Obamacare Is On Republican Agenda  

    Before you think about repealing Obamacare; How about an alternative plan that works better, first?

  Let's start with this idea:

                           Two Payer System

  If lower income people are placed on Medicaid and they have a private policy that covers most of what Medicaid doesn't, that is necessary, that's good.

If the costs of the policy is less because of the Medicaid coverage, the policy is affordable to the working people who have lower paying jobs. No one is cut back or laid off.

 Medicaid is alleviated financially by the policies paying some on the care. This is good.

 Pre existing conditions can be met.

 Policies can be kept.

As the income or financial circumstance of the family or individual improves, more can be transferred to the private policy.

 <Medicaid and the private policies work together to provide everybody coverage.

Higher income earners can opt, in, with more coverage on the policies at a higher cost.

No one is turned away. No one is dropped.

People get better coverage overall.

A minimum of coverage is set on the insurance policies.

A maximum is set on the cost of the policies.

The person chooses the policy coverage.

This system works to save existing policies. It works to reinstate people who have been dropped, with better coverage for the same costs or less, truly.

If it is done right it can work.

Americans can have confidence in coverage.

No one is bankrupt. Lives are saved. Care is available at reasonable costs.

Transference of costs goes down.

 There is less of a rise in costs for policy holders.

The hospitals are in better shape financially.

The system helps to stabilize policy costs.

It helps to keep Medicare costs down.

It's not a bad system, if it is implemented right.

 It can work.

 The reason Obamacare doesn't work is because the implementation is flawed. Politics kept the necessary changes from the table.

A two payer system can work if we do it right.

   

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